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The Pay Your Bills for Life series

Give every bill its own investment account and let it pay that bill for life

Step-by-step interactive ebooks with the math built in. Pick a bill, follow the plan and watch your own account grow to the one number that can pay that bill every month, for the rest of your life. Every plan comes with its own step-by-step instruction video, free.

  • Works with your own bank
  • You stay in control
  • Free tool, no payment needed

Built on simple mathReal numbers, not hope, guessing or gambling

Your money stays yoursWe never hold, move or touch your money

Interactive on any screenCalculators built in, works offline

Secure checkoutCard, PayPal or Google Pay

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Try the free bill calculator

Enter one monthly bill and see what it has already cost you, and what the same money could have built in an account in your own name. It takes about a minute.

Try the calculator free

No email or payment needed.

Try it with your own bill

What have your bills already cost you?

Enter one monthly bill and how long you have been paying it. See what you have paid, what the same money could hold today in your own investment account, and the Freedom Number that could pay that bill for life.

$
Get the plan for your bill

Example only: the same monthly amount deposited each month at 5% a year, the same math as the ebooks, and a 3.5% withdrawal rate. Returns are never guaranteed. Educational, not financial advice.

$20,400You have paid
$34,493Your account could hold today
$29,143Freedom Number for this bill
$85It could pay you each month, for life
Your bills are already being paid. The only question is whether they leave receipts or build an account that is yours.

Simple from the first page

How it works

Three steps, one bill at a time

Pick a bill

Choose the plan for a bill you already pay: phone, internet, electric, groceries, your house payment and more. Each ebook is built for that one account.

Follow the plan

Enter your own numbers. The calculator shows your Freedom Number, your monthly deposit and the date your account reaches it, and how to bring that date closer.

Let it pay the bill

When the account reaches its Freedom Number, it can pay that bill every month for life. Then roll the same deposit into your next bill.

Real pages from inside every plan

Inside every ebook

Interactive tools that do the math for you. Click any page to see it up close.

The What If I Had Started _____ Years Ago calculator

What If I Had Started?

See what you have already paid for a bill, and what the same money could hold in your own account today.

Your Monthly Budget tool

Your Monthly Budget

Find the money you can free up each month, and send it straight into your plan's monthly deposit.

The plan calculator

Your plan calculator

Your Freedom Number, your date, what you deposit and what your money earns, with a growth chart and milestones.

  • Bring your date closer
  • Refund or bonus what-if
  • Monthly statement check-in
  • Questions to take to your advisor
  • Step-by-step chapters
  • Works offline, on any device

Save more

Bundles

Three plans for the price of two. One checkout, one download email. More bundles open as new plans are released.

Pick any 3 plans · $54

Buy two, get one free. Tick any three plans and pay once. All three ebooks arrive in one email, each with its free step-by-step video and your free Vault tools.

0 of 3 chosen

Everyday Bills Bundle

Everyday Bills Bundle

Phone Bill · Food and Groceries · Internet Bill

Includes the free step-by-step video for each plan.

$81 $54.00Buy 2, get the 3rd freeBuy bundle

The Pay Your Bills for Life series

Ready? Choose your first plan.

$27 launch price each $39.99 · instant download · interactive ebook · a free step-by-step video with every plan · 2 free Vault tools with every plan

Available now

Electric Bill ebook cover

Electric Bill

Keep the lights on for life.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Internet Bill ebook cover

Internet Bill

Your account pays. You stay connected.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Food and Groceries ebook cover

Food and Groceries

Let your money buy the groceries.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Car or Truck ebook cover

Car or Truck

Drive it home paid for.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
House Payment ebook cover

House Payment

Half your house payment first. Then all of it.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Emergency Fund ebook cover

Emergency Fund

Protect everything you are building.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Credit Card Payoff ebook cover

Credit Card Payoff

Pay it off. Then start building.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Pocket Plan ebook cover

Pocket Plan

Spend freely. Stay inside your limit.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook
Holiday Gifts ebook cover

Holiday Gifts

Give freely. Owe nothing in January.

Free step-by-step video included

$39.99 $27.00Launch priceBuy ebook

Ties all your plans together

The Master Investment Account Plan brings every account you build onto one screen: what each one pays, how close it is, and when it gets there. Available once you own at least one other plan.

Master Investment Account Plan ebook cover
Ties your plans together

Master Investment Account Plan

How to set up investment accounts that pay your bills for life.

Plan owners pay $19.99 once you own one plan, or half price, $13.50, once you own three or more. Add it after you buy any plan (the link comes with your download), or choose it as one of the three plans in a Pick Any 3 bundle.

Free step-by-step video included

$27.00 $19.99Plan owner priceOwn 3 or more plans: $13.50Pick it in a bundle

Coming soon

The rest of the series is on its way. We release each plan only when its book and its video are both finished. Tap Notify Me When It's Ready, choose your language, and we will email you the day it is ready.

Water Bill ebook coverComing soon

Water Bill

Let your own account pay the water bill.

Free step-by-step video included

Natural Gas (Home Heating) ebook coverComing soon

Natural Gas (Home Heating)

Keep your home warm. Put your plan to work.

Free step-by-step video included

Fuel and Gas (Car) ebook coverComing soon

Fuel and Gas (Car)

Fill the tank from your own account.

Free step-by-step video included

Car Payment ebook coverComing soon

Car Payment

Your car payment, covered by your own account.

Free step-by-step video included

Car Insurance ebook coverComing soon

Car Insurance

Your car insurance, paid for life.

Free step-by-step video included

Home Insurance ebook coverComing soon

Home Insurance

Your home insurance, paid for life.

Free step-by-step video included

Life and Health Insurance ebook coverComing soon

Life and Health Insurance

Protect your family from your own account.

Free step-by-step video included

Property Taxes ebook coverComing soon

Property Taxes

Your property taxes, paid for life.

Free step-by-step video included

Medical Bills ebook coverComing soon

Medical Bills

Medical bills, ready before they arrive.

Free step-by-step video included

Down Payment ebook coverComing soon

Down Payment

Save the down payment for your next big step.

Free step-by-step video included

Buy Your Home with Cash ebook coverComing soon

Buy Your Home with Cash

Save the cash to buy your home.

Free step-by-step video included

Home Repairs ebook coverComing soon

Home Repairs

When the roof leaks, the money is ready.

Free step-by-step video included

Home Upgrades ebook coverComing soon

Home Upgrades

Pay cash for the roof, furnace or kitchen.

Free step-by-step video included

Car Repairs ebook coverComing soon

Car Repairs

Repairs paid without a credit card.

Free step-by-step video included

Boat ebook coverComing soon

Boat

Buy your boat with cash.

Free step-by-step video included

RV or Camper ebook coverComing soon

RV or Camper

Buy your RV or camper with cash.

Free step-by-step video included

Motorcycle ebook coverComing soon

Motorcycle

Buy your motorcycle with cash.

Free step-by-step video included

Vacation ebook coverComing soon

Vacation

Your next vacation, paid before you leave.

Free step-by-step video included

Any Big Purchase ebook coverComing soon

Any Big Purchase

Any big purchase, paid in full.

Free step-by-step video included

Hobbies ebook coverComing soon

Hobbies

Let your account pay for what you love.

Free step-by-step video included

Children's Future ebook coverComing soon

Children's Future

An account that grows with your child.

Free step-by-step video included

College Tuition ebook coverComing soon

College Tuition

Your child's college tuition, ready on time.

Free step-by-step video included

Child's Wedding ebook coverComing soon

Child's Wedding

Your child's wedding, paid in full.

Free step-by-step video included

Next Business ebook coverComing soon

Next Business

Fund your next business from your own account.

Free step-by-step video included

Retirement ebook coverComing soon

Retirement

An account that pays you in retirement.

Free step-by-step video included

See every account together

The Master Plan calculator

One screen for all of your accounts, deposits, bills and bonuses

Your Master Investment Account PlanExample: three bill accounts
The Master Plan calculator showing three bill accounts with their Freedom Numbers, balances and dates

Master Investment Account Plan Calculator

Your income, your Pocket Plan, every account's deposit and balance, each bill going out and where your bonuses go, all on one screen. Each plan you add joins as a new account, with no limit. It only calculates: it never connects to a bank, and your numbers stay on your own device.

  • At a glance: total invested, monthly deposits and how much of your bills your accounts already pay
  • A card for every account: its Freedom Number, how much is covered, what it pays now and the date it reaches its goal
  • Your monthly money: income, Pocket Plan, deposits and what is left for living
  • Bonus allocation: split a bonus or refund across your accounts and see how much sooner each one finishes
  • Save your plan as a file and open it on another phone or computer
IncludedThe Master Plan calculator is part of the Master Investment Account Plan ebook. Add it after any plan, or pick it in a 3-plan bundle.
See the Master Plan

Tools to keep you on track

The Vault

12 interactive tools · $9.99 launch price each $19.99 · fill in, print and save on any device · free tools come with every plan

Freedom Number Worksheet page preview

Freedom Number Worksheet

Find the Freedom Number for any bill.

$19.99 $9.99Launch priceBuy tool
My Bills List page preview

My Bills List

List every bill and choose the order to cover them.

$19.99 $9.99Launch priceBuy tool
Monthly Check-In Tracker page preview

Monthly Check-In Tracker

Check each month that every account is on track.

$19.99 $9.99Launch priceBuy tool
Master Plan Account Sheet page preview

Master Plan Account Sheet

One sheet for every account, balance and goal.

$19.99 $9.99Launch priceBuy tool
Bill Ladder Planner page preview

Bill Ladder Planner

Plan the next bill and roll money forward.

$19.99 $9.99Launch priceBuy tool
12-Month Deposit Calendar page preview

12-Month Deposit Calendar

Schedule and tick off every deposit.

$19.99 $9.99Launch priceBuy tool
Withdrawal Rate Cheat Sheet page preview

Withdrawal Rate Cheat Sheet

Quick reference for rates and Freedom Numbers.

$19.99 $9.99Launch priceBuy tool
90-Day Start Plan page preview

90-Day Start Plan

Your first 90 days, step by step.

$19.99 $9.99Launch priceBuy tool
Yearly Review Sheet page preview

Yearly Review Sheet

The once-a-year review for every account.

$19.99 $9.99Launch priceBuy tool
Money Calendar page preview

Money Calendar

Paydays, bill due dates and deposit days on one calendar.

$19.99 $9.99Launch priceBuy tool
Monthly Planner page preview

Monthly Planner

Plan the month ahead: money in, deposits, bills and what is left.

$19.99 $9.99Launch priceBuy tool
20-Year Freedom Tracker page preview

20-Year Freedom Tracker

Follow up to 5 accounts toward their Freedom Numbers, year by year.

$19.99 $9.99Launch priceBuy tool
Free Vault tools. Join our email list and choose 1 Vault tool free. Buy any plan and choose 2 free. Buy the 3-plan bundle and choose 3 free. Members get 4 or 5 free.

Save on everything

Membership

Vault tools and member pricing on every ebook and the Master Plan. Memberships open soon: tap Notify Me and we will email you the day they open.

Monthly

$9.99 a month
  • 4 Vault tools of your choice
  • Master Plan at half price
  • 20% off every ebook

3 Months

$29.97 every 3 months
  • 4 Vault tools plus 1 ebook
  • Master Plan at half price
  • 20% off every ebook
Best value

Yearly

$99 a year
  • Master Plan included
  • 5 Vault tools plus 2 ebooks
  • 20% off every ebook
30day
guarantee

Take It to Your Bank guarantee

Build your plan and take it to your bank, credit union or broker. If, within 30 days of purchase, you have done that and decide the plan is not for you, email help@truealignmentbooks.com with your order number and a short note about your appointment, and we will refund that plan in full. Applies to single plans.

From the author

Michael T. Abdullah wrote the Pay Your Bills for Life series to show the big number the system hides behind small monthly payments, and to put that number on your side. Published by True Alignment Press.

Good to know

Questions

Which plan should I start with?

Any bill you choose. Each plan works on its own, and the Master Investment Account Plan joins them together once you own at least one other plan. Many readers start with a bill they pay every month without fail.

Does every plan come with a video?

Yes. Every plan comes with its own step-by-step instruction video, free. It walks you through the plan and its calculator, box by box, so you can set up your account with confidence. You will find it inside your ebook.

When will the other plans be ready?

We release each plan only when its book and its video are both finished. Tap Notify Me When It's Ready on any plan marked Coming soon, choose your language, and we will email you the day it is ready.

Are the books available in other languages?

Our books are in English today. Spanish is next, followed by Arabic, French, Portuguese and Chinese. Choose your language with the Notify Me button or the language menu at the top of the page, and we will tell you when your edition is ready.

Do I need a lot of money to start?

No. Some readers can fund an account on day one, others take a few years. The plan shows your date either way, and every extra dollar moves that date closer. Every dollar stays in your own account.

Does it work on my phone?

Yes. The interactive ebook adjusts to any phone, tablet or computer, and the calculators work right inside it.

How do I get my ebook?

Right after checkout you receive an email with your download link for the interactive ebook. You can download it again any time from that email.

Do you hold or invest my money?

No. We never hold, move or touch your money. The books and calculators only do the math. You choose your bank, you own your accounts and you make every decision.

Is this financial advice?

No. Everything here is educational. Returns are never guaranteed. Talk with a licensed financial advisor before you invest.

What is your refund policy?

30-Day Take It to Your Bank Guarantee. Build your plan and take it to your bank, credit union or broker. If, within 30 days of purchase, you have done that and decide the plan is not for you, email help@truealignmentbooks.com with your order number and a short note about your appointment, and we will refund that plan in full. One refund per customer. Applies to single plans; bundles and other discounted purchases are final.

How do I pay?

Checkout is handled securely by Lemon Squeezy, our reseller, which collects any sales tax. You can pay by card, PayPal or Google Pay.

Your bills are already being paid

Let your own account pay them. Start with one bill today at the launch price.

Choose your first plan · $27
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